Creating a new card in Klutch is quick and flexible—whether you need a virtual card for instant online use or a physical card for in-person purchases. You can do it all through the Klutch app or the web app at app.klutch.cards.
Here’s how it works:
Step-by-Step: Creating a New Card
Open the Klutch app or web app, and log in to your account.
Navigate to the Cards section from the main menu.
You’ll see a list of all your existing cards. To create a new one, click Add New Card.
Customize Your New Card
On the card creation screen, you’ll be able to personalize your card by choosing from several options:
1. Card Name
Enter a name for the card. This is how you’ll identify it in your account.
If you’re ordering a physical card, this name will be printed on the card itself.
2. Shipping Options
Choose how you want to receive your card:
Virtual Card: Delivered instantly and usable online right away—no shipping required.
Physical Card: Choose between:
Standard Shipping via USPS (Free for your first physical card)
Overnight Shipping via UPS (Additional cost applies)
Note: Only your first physical card is free. Additional cards may have a shipping fee depending on the option selected.
3. Card Color
Pick from multiple color options to match your style or organize your cards visually.
4. Spending Limits (optional)
Set a spending limit to control how much can be spent with this card.
You can choose:
Daily: Resets every day at 12:00 a.m. PST
Weekly: Resets every Sunday
Monthly: Resets on the 1st of each month
Yearly: Resets on January 1st
Once you select the frequency, enter the limit amount you’d like to enforce.
Finish & Activate
After setting all your preferences, click Create Card.
If you created a virtual card, your card number will appear immediately on the next screen. You can start using it right away.
If you created a physical card, you’ll be returned to the card list. Your card will arrive in the mail based on the shipping method you selected.
Once your physical card arrives, you’ll need to activate it by entering the last 4 digits in the Klutch app.
That’s it!
You’re now ready to start using your new Klutch card. Whether it’s for everyday use, a specific subscription, or budgeted spending, Klutch gives you the tools to stay in control.
Need help or want to cancel or customize a card later? You can manage all your cards directly in the app.